Employers’ Liability Insurance

Purpose of Training
Employers’ liability insurance is obligatory by statute law since 1997. Who is an employee, what does the policy cover and what are the obligations of the insured? These are just a few of the questions that will be fully answered. The purpose of the program is to train the participants well enough to know all the angles of employers’ liability insurance.
Training Objectives
  • Understand the laws that govern the compulsory employers’ liability insurance
  • Enlarge their knowledge of the employers’ liability insurance product
  • Interpret the terms and exclusions of the policy correctly
  • Become more prudent while concluding an insurance contract
  • Upgrade good customer service skills
  • Develop risk assessment skills
  • Adopt a more friendly approach to the decisions of the underwriting and claims departments
  • Become aware of Cyprus and foreign judicial decisions in relation to labour accidents
Target Audience
Primarily insurance intermediaries, insurance company personnel and lawyers. People outside the insurance industry may also attend if they are directly or indirectly involved with general insurance.

The trainees will be examined at the end and during the program in order to receive the Certificate for CPD purposes.

Trainer: Christos Voniatis
Duration: 6 Hours

Programme Content

Section 1 – Introduction
  • Acquaintance with participants
  • Route of the program
  • Brief history and statistics
    Section 2 – Legal Aspects of Employers’ Liability Insurance
    • Contract of service or contract for service
    • The Employers’ Liability (Compulsory Insurance) Act
    • The Health and Safety at Work Act
    Section 3 – The Employers’ Liability Insurance Contract
    • The cover and limits of indemnity
    • Express terms, warranties and implied terms
    • Exclusions and endorsements
    Section 4 – The Conclusion of an Insurance Contract
    • Completing the Proposal Form and issuing the cover-note
    • Other deeds: modification, renewal and cancellation
    Section 5 – Internal Procedures
    • Underwriting procedure
    • Undesirable and rejected risks
    • Claims handling
    • Case law in concerning labour accidents
    Section 6 – Feedback
    • Conclusions
    • Test
    • Evaluation of the training program